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SBS Bank Personal Loan

SBS Bank

APR 11.5–15.5%
Amount NZ$1k–NZ$30k
Term 6–60 mo
Speed 1-3 business days

Best for: This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.

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Instant Finance Personal Loan

Instant Finance

APR 9.95–29.95%
Amount NZ$500–NZ$50k
Term 3–84 mo
Speed —

Best for: Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.

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Kiwibank Personal Loan

Kiwibank

APR 12.99–18.99%
Amount NZ$2k–NZ$30k
Term 12–60 mo
Speed —

Best for: Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.

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ASB Personal Loan

ASB

APR 12.9–19.95%
Amount NZ$2k–NZ$50k
Term 6–84 mo
Speed —

Best for: This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.

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BNZ Personal Loan

BNZ

APR 13.9–19.9%
Amount NZ$2k–NZ$50k
Term 6–60 mo
Speed —

Best for: This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.

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