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Starling Bank Personal Loan: Quick Borrowing, Limited Scope
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Starling Bank Personal Loan: Quick Borrowing, Limited Scope

Ideal for small loans, but the £5k cap may limit larger needs

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Zuto Car Finance

Zuto

APR 8.9–49.9%
Amount £1k–£75k
Term 24–60 mo
Speed Decision in 60 seconds

Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

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Close Brothers Motor Finance

Close Brothers Motor Finance

APR 5.9–24.9%
Amount £4k–£100k
Term 12–60 mo
Speed Same day decision

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

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Oodle Car Finance

Oodle Car Finance

APR 7.9–29.9%
Amount £3k–£50k
Term 24–60 mo
Speed Instant decision

Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

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MotoNovo Finance

MotoNovo Finance

APR 5.9–24.9%
Amount £4k–£75k
Term 12–60 mo
Speed Same day decision

Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.

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Black Horse Car Finance

Black Horse

APR 4.9–19.9%
Amount £4k–£100k
Term 12–60 mo
Speed Same day via dealer

Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

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