Rate Workbench

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Side-by-side rate comparison from multiple lenders. No hidden fees, no surprises — just transparent data.

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APR
Amount $25–$500
Term 1–1 mo
Speed 5 minutes

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

APR 2.74–17.99%
Amount Up to $1k
Term 60–240 mo
Speed

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

Check Into Cash

Check Into Cash

APR 36.0–199.0%
Amount $50–$3k
Term Up to 12 mo
Speed Same day

Best for: This service is best for individuals needing fast cash for emergencies, with loans ranging from $50 to $3,000.

APR 5.96–35.99%
Amount $1k–$40k
Term 24–60 mo
Speed Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

APR
Amount $2k–$250k
Term 1–18 mo
Speed Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

APR 5.5–7.5%
Amount $50k–$3M
Term 180–360 mo
Speed Pre-approval in minutes, closing in 3 weeks

Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

APR
Amount $50–$250
Term 1–1 mo
Speed Minutes

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

APR 4.24–10.37%
Amount $5k–$500k
Term 60–240 mo
Speed

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

APR 7.74–35.99%
Amount $1k–$50k
Term 24–84 mo
Speed Next business day funding

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

APR 5.49–17.99%
Amount $4k–$100k
Term 12–72 mo
Speed Same day

Best for: It's best for those with good credit looking for flexible loan amounts between $4,000 and $100,000.

APR 8.5–11.5%
Amount $25k–$500k
Term 60–360 mo
Speed

Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

APR 9.95–35.99%
Amount $2k–$35k
Term 24–60 mo
Speed

Best for: This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.

APR 2.99–16.38%
Amount $1k–$200k
Term 60–180 mo
Speed

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

Advance America

Advance America

APR 36.0–199.0%
Amount $100–$5k
Term Up to 24 mo
Speed Same day

Best for: Best for those needing immediate cash with flexible borrowing amounts between $100 and $5,000.

APR 7.74–35.49%
Amount $5k–$100k
Term 24–84 mo
Speed Same day funding available

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

APR 5.49–19.99%
Amount $5k–$100k
Term 12–72 mo
Speed Same day

Best for: These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

APR 6.875–7.148%
Amount
Term 180–360 mo
Speed

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.