Rate Workbench

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Side-by-side rate comparison from multiple lenders. No hidden fees, no surprises — just transparent data.

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APR 5.96–35.99%
Amount $1k–$40k
Term 24–60 mo
Speed Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

Advance America

Advance America

APR 36.0–199.0%
Amount $100–$5k
Term Up to 24 mo
Speed Same day

Best for: Best for those needing immediate cash with flexible borrowing amounts between $100 and $5,000.

APR 4.15–14.9%
Amount $5k–$500k
Term
Speed Check rate in minutes with no impact on credit score

Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

APR 5.5–7.5%
Amount $50k–$3M
Term 180–360 mo
Speed Pre-approval in minutes, closing in 3 weeks

Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

APR
Amount $50–$250
Term 1–1 mo
Speed Minutes

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Navy Federal Auto Loan

Navy Federal Credit Union

APR 3.89–18.24%
Amount $250–$100k
Term 12–96 mo
Speed Same day

Best for: This loan is best for military personnel and their families who are looking for low-interest rates on vehicle financing.

APR
Amount $2k–$250k
Term 1–18 mo
Speed Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

APR 7.99–24.99%
Amount $2.5k–$40k
Term 36–84 mo
Speed

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

APR 2.09–17.99%
Amount Up to $1k
Term 60–180 mo
Speed Apply online, quick credit decision

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

APR 6.75–15.0%
Amount $15k–$750k
Term 60–360 mo
Speed Funding in as few as 5 days

Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

APR 7.95–35.99%
Amount $5k–$40k
Term 24–60 mo
Speed

Best for: This loan is best for individuals seeking to lower their interest rates and improve their financial health through debt consolidation.

APR
Amount $25–$500
Term 1–1 mo
Speed 5 minutes

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

APR 5.49–19.99%
Amount $5k–$100k
Term 12–72 mo
Speed Same day

Best for: These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

APR 7.74–35.49%
Amount $5k–$100k
Term 24–84 mo
Speed Same day funding available

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

APR 4.24–10.37%
Amount $5k–$1000.0k
Term 60–240 mo
Speed Check rate in minutes, no hard credit pull

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

Bethpage Federal Credit Union HELOC

FourLeaf Federal Credit Union

APR 5.99–7.5%
Amount $10k–$500k
Term 60–240 mo
Speed Apply online

Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

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