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Personal Loans

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MCB Personal Loan

MCB Bank

APR 25.8–27.8%
Amount Rs50k–Rs2M
Term 12–48 mo
Speed 3-5 business days

Best for: This loan is best suited for salaried individuals with a good credit history looking for amounts ranging from PKR 50,000 to PKR 2 million.

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JS Bank CashAsaan Personal Loan

JS Bank

APR 26.0–30.0%
Amount Rs60k–Rs4M
Term 12–48 mo
Speed Same day via JS Mobile

Best for: Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.

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Bank Alfalah Personal Loan

Bank Alfalah

APR 29.8–35.0%
Amount Rs50k–Rs3M
Term 12–48 mo
Speed Instant via Alfa App

Best for: Best for salaried individuals needing quick funds without collateral.

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Standard Chartered Personal Loan

Standard Chartered

APR 22.0–28.0%
Amount Rs50k–Rs3M
Term 12–48 mo
Speed 2-5 business days

Best for: This loan is best for salaried individuals or self-employed professionals in need of flexible borrowing options without the hassle of collateral.

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Allied Personal Finance

Allied Bank

APR 28.8–29.8%
Amount Rs30k–Rs3M
Term 12–48 mo
Speed 3-5 business days

Best for: This loan is best for salaried individuals looking for personal loans ranging from PKR 30,000 to PKR 3 million with manageable repayment terms.

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HBL Personal Loan

HBL

APR 21.8–27.0%
Amount Rs50k–Rs3M
Term 12–48 mo
Speed 2-5 business days

Best for: This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.

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UBL CashPlus Personal Loan

UBL

APR 23.0–28.0%
Amount Rs50k–Rs3M
Term 12–48 mo
Speed 2-5 business days

Best for: This loan is best for salaried individuals or self-employed professionals seeking quick access to funds up to PKR 3 million.

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