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SBI Two Wheeler Loan

State Bank of India

APR 9.8–14.65%
Amount ₹20k–₹300k
Term
Speed

Best for: Budget-conscious buyers who want the lowest possible interest rate.

APR 8.5–13.0%
Amount ₹100k
Term 12–144 mo
Speed 3-7 business days

Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

APR 8.15%
Amount ₹100k–₹2.5M
Term 12–84 mo
Speed Loan disbursal in as little as 30 minutes

Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

APR 9.0–22.0%
Amount ₹50k–₹2.5M
Term 12–60 mo
Speed 10 minutes

Best for: This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.

APR 10.5–13.5%
Amount ₹100k–₹5M
Term 12–180 mo
Speed 3-5 business days

Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

APR 8.4–11.5%
Amount ₹100k
Term 12–84 mo
Speed

Best for: This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

APR 10.25–19.0%
Amount ₹50k–₹5M
Term 12–60 mo
Speed Same day

Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

PNB Saraswati Education Loan

Punjab National Bank

APR 6.85–11.6%
Amount ₹100k–₹5M
Term 12–180 mo
Speed 7-14 business days

Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

APR 10.25–24.0%
Amount ₹50k–₹4M
Term 12–60 mo
Speed Same day

Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

SBI Student Loan Scheme

State Bank of India

APR 6.9–9.9%
Amount ₹100k–₹5M
Term 12–180 mo
Speed 15 business days

Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

APR 7.25–10.1%
Amount ₹100k
Term 12–180 mo
Speed 5-10 business days

Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

APR 10.49–24.0%
Amount ₹20k–₹4M
Term 6–60 mo
Speed Same day

Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

APR 6.9–13.5%
Amount ₹50k–₹7.5M
Term 12–180 mo
Speed 5-7 business days

Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

SBI New Car Loan

State Bank of India

APR 8.9–9.85%
Amount ₹100k
Term 12–84 mo
Speed Quick disbursement after approval

Best for: This loan is best for individuals with a stable income looking to finance a new vehicle.

APR 9.99–21.0%
Amount ₹50k–₹5M
Term 12–60 mo
Speed Same day

Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.

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