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Personal Loans

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Bank of Ireland Personal Loan

Bank of Ireland

APR 7.1–8.9%
Amount €2k–€75k
Term 12–60 mo
Speed Online applications in about 15 minutes for existing customers

Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.

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PTSB Personal Loan

Permanent TSB

APR 6.2–8.8%
Amount €1.5k–€75k
Term 12–60 mo
Speed Approval in minutes online or in-app

Best for: This loan is best for individuals in Ireland looking to finance personal projects or consolidate debt with amounts up to €75,000.

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Avant Money Personal Loan

Avant Money

APR 6.1–19.9%
Amount €5k–€75k
Term 12–120 mo
Speed Apply online, approval subject to review

Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.

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Revolut Personal Loan

Revolut

APR 6.5–12.99%
Amount €2k–€30k
Term 12–60 mo
Speed Apply in-app, quick decision

Best for: Best for those who prefer a digital-first approach and need a flexible repayment option.

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Credit Union Personal Loans in Ireland

Irish Credit Unions

APR 8.0–12.68%
Amount €1k–€75k
Term 12–120 mo
Speed Varies by credit union, many offer quick approval

Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

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AIB Personal Loan

AIB

APR 8.65–8.95%
Amount €1k–€75k
Term 12–60 mo
Speed Decision within 3 hours for online applications

Best for: This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.

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An Post Personal Loan

An Post Money

APR 6.9–19.9%
Amount €5k–€75k
Term 12–84 mo
Speed Apply online

Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

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