Rate Workbench

Compare. Calculate. Decide.

Side-by-side rate comparison from multiple lenders. No hidden fees, no surprises — just transparent data.

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APR 4.9–19.9%
Amount £4k–£100k
Term 12–60 mo
Speed Same day via dealer

Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.

APR 6.9–29.9%
Amount £10k–£500k
Term 72–72 mo
Speed

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

APR 3.9–29.9%
Amount £1k–£50k
Term
Speed

Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.

APR 6.9–19.9%
Amount £500–£25k
Term 12–60 mo
Speed

Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.

APR 18.0–49.9%
Amount £1k–£500k
Term 1–24 mo
Speed

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

APR 4.9–29.9%
Amount £1k–£25k
Term
Speed

Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.

APR
Amount
Term
Speed

Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

APR 6.9–19.9%
Amount £1k–£25k
Term 12–60 mo
Speed

Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.

APR 8.9–49.9%
Amount £1k–£75k
Term 24–60 mo
Speed Decision in 60 seconds

Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

APR 3.9–29.9%
Amount £1k–£50k
Term
Speed

Best for: Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.

APR
Amount
Term
Speed

Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

APR 6.0–19.9%
Amount £1k–£35k
Term 12–84 mo
Speed

Best for: Best suited for Tesco customers looking to earn Clubcard points while borrowing, with flexible repayment options.

Close Brothers Motor Finance

Close Brothers Motor Finance

APR 5.9–24.9%
Amount £4k–£100k
Term 12–60 mo
Speed Same day decision

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

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