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Personal Loans

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Emirates NBD Personal Loan

Emirates NBD

APR 5.48–20.99%
Amount د.إ10k–د.إ4M
Term 12–48 mo
Speed loan approvals often complete within 2-3 business days

Best for: This loan is ideal for high-income earners looking for significant loan amounts and attractive interest rates without hefty processing fees.

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HSBC UAE Personal Loan

HSBC UAE

APR 7.0%
Amount د.إ25k–د.إ750k
Term 12–48 mo
Speed callback-led application, decision after eligibility and salary-transfer verification

Best for: This loan is best for expats looking for a reliable bank with global reach and attractive rates for significant financing needs.

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First Abu Dhabi Bank Personal Loan

First Abu Dhabi Bank

APR 4.7–12.75%
Amount د.إ15k–د.إ5M
Term 6–60 mo
Speed loan calculator available instantly, final offer after affordability assessment

Best for: This loan is best for individuals seeking a long-term solution with a reputable bank, especially those with excellent credit scores.

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Mbank Personal Loan

Mbank

APR —
Amount د.إ10k–د.إ250k
Term 12–48 mo
Speed digital application through the Mbank app with app-based follow-up

Best for: Best for UAE Nationals and residents seeking flexible loan options with no processing fees and a generous payment holiday.

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ADCB Personal Loan

ADCB

APR 5.99–14.0%
Amount د.إ10k–د.إ2.2M
Term 6–48 mo
Speed decision within 7 working days, TouchPoints loyalty rewards included

Best for: Ideal for expatriates in the UAE seeking to consolidate debt or access significant loan amounts.

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Dubai Islamic Bank Personal Finance

Dubai Islamic Bank

APR 5.99–21.99%
Amount د.إ10k–د.إ5M
Term 12–48 mo
Speed quick access to funds with simple documentation

Best for: This product is ideal for high credit tier individuals looking for long-term financing that aligns with Islamic principles.

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Mashreq Personal Loan

Mashreq Bank

APR 7.25%
Amount د.إ10k–د.إ2M
Term 6–48 mo
Speed instant online approval in 5 minutes

Best for: Salaried professionals earning a minimum of AED 5,000 who need quick access to personal financing.

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RAKBANK Personal Loan

RAKBANK

APR 4.75–14.0%
Amount د.إ10k–د.إ2.2M
Term 12–48 mo
Speed swift approval, reduced processing fees for digital applications

Best for: This loan is best for individuals seeking quick approval and flexible repayment options, especially those with high credit scores.

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