Rate Workbench

Compare. Calculate. Decide.

Side-by-side rate comparison from multiple lenders. No hidden fees, no surprises — just transparent data.

50+

Lenders

Daily

Rate updates

100%

Free

Recently added

APR 5.5–7.5%
Amount $50k–$3M
Term 180–360 mo
Speed Pre-approval in minutes, closing in 3 weeks

Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

PenFed Auto Loans

PenFed Credit Union

APR 4.14–17.99%
Amount $500–$100k
Term 12–84 mo
Speed Same day

Best for: This loan is best for US residents looking for quick approval and a low starting APR for car financing.

APR 6.74–24.49%
Amount $3k–$100k
Term 12–84 mo
Speed —

Best for: Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.

APR 5.96–35.99%
Amount $1k–$40k
Term 24–60 mo
Speed Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

APR —
Amount $2k–$250k
Term 1–18 mo
Speed Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

APR 6.75–15.0%
Amount $15k–$750k
Term 60–360 mo
Speed Funding in as few as 5 days

Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

APR 5.49–19.99%
Amount $5k–$100k
Term 12–72 mo
Speed Same day

Best for: These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

APR 2.09–17.99%
Amount Up to $1k
Term 60–180 mo
Speed Apply online, quick credit decision

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

APR 5.49–17.99%
Amount $7.5k–$100k
Term 12–75 mo
Speed Same day

Best for: This lender is best for those with good credit looking for a reliable and quick auto loan solution.

APR 7.99–24.99%
Amount $2.5k–$40k
Term 36–84 mo
Speed —

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

APR 4.24–10.37%
Amount $5k–$1000.0k
Term 60–240 mo
Speed Check rate in minutes, no hard credit pull

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

APR 8.5–11.5%
Amount $25k–$500k
Term 60–360 mo
Speed Talk to an Equity Expert for quick assessment

Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

Ally Auto Finance

Ally Financial

APR 5.99–22.99%
Amount $5k–$75k
Term 12–84 mo
Speed Same day via dealer

Best for: Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.

APR 7.95–35.99%
Amount $5k–$40k
Term 24–60 mo
Speed —

Best for: This loan is best for individuals with a credit score of 640 or higher who are seeking to simplify their payments and save on interest.

APR 7.74–35.99%
Amount $1k–$50k
Term 24–84 mo
Speed Next business day funding

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Latest from the blog